Private.[1] | |
Industry | Financial Services |
---|---|
Founded | 2010[2] |
Headquarters | 200 Pacific Coast Highway El Segundo, California |
Key people | |
Revenue | US$$1.6 billion (2016)[3] |
Number of employees | 1,300 (2016)[4] |
Website | www.cetera.com |
Cetera Financial Group (commonly referred to as Cetera) is a shared service organization serving affiliates that comprise the second-largest family of independent broker-dealers in the United States. The company has nearly 8,000 financial advisors,[5] is a leading provider of retail financial services to investment programs of banks and credit unions, and has over $224.5 billion in advisory and brokerage assets under advisement, generating approximately $1.6 billion in annual revenue for the 2016 fiscal year. “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors, Cetera Advisor Networks, Cetera Investment Services (marketed as Cetera Financial Institutions), Cetera Financial Specialists, First Allied Securities, and Summit Brokerage Services. All firms are members FINRA[6]/SIPC.[7]
Cetera has corporate offices in El Segundo, California., Boca Raton, Florida, Denver, Colorado, San Diego, California., St. Cloud, Minnesota., and Schaumburg, Illinois.
History[edit]
Cetera was established in February 2010 when ING Group sold three broker-dealers, Financial Network Investment Corp., Multi-Financial Securities Corp. and PrimeVest Financial Services Inc., to an investment fund managed by Lightyear Capital LLC, a private equity firm specializing in financial services.[8][9] The firms kept their names, but operated under the new group name Cetera Financial Group. In April 2012 the group purchased Genworth Financial’s broker-dealer and investment adviser firms, Genworth Financial Securities Corp. and Genworth Financial Advisors Corp.[10]
On September 4, 2012 Cetera rebranded each of the firms; Financial Network was renamed Cetera Advisor Networks, Multi-Financial became Cetera Advisors, and PrimeVest became Cetera Investment Services (marketed as Cetera Financial Institutions).[11] The Genworth firms became Cetera Financial Specialists, the broker-dealer, and Cetera Investment Advisers, the registered investment adviser.[12]
RCS Capital Corporation purchased Cetera on April 29, 2014,[13] along with other independent broker-dealer and investment advisors including: First Allied on September 25, 2013.;[14] Investors Capital Holdings Ltd. [15] and Summit Brokerage[16] on June 11, 2014 ; JP Turner on June 13, 2014, Girard Securities[17] on March 18, 2015, and VSR Group[18] on May 12, 2015.
Cetera, aiming to rectify diminished activeness in students, intervie-wees, security guards respectively. The input to the pipeline would just be a single RGB image. To realize lethargy in this type of multi-stage approach, an intermediate representation of information is essential. At the end of the first stage, we maintain a 2-dimensional. Dylan and Corey have a weekly discussion on all things SEO. Available on all major podcast platforms. Comment here to ask questions.
On May 25, 2016, Cetera completed a transformation into an independent, privately held organization under parent company, Aretec Group, Inc.[19][20] Through this restructuring process, a new Board of Directors[21] was established.
On May 11, 2016, Cetera announced the launch of its advisory platform, My Advice Architect,[22] the first segment of the firm’s Advice Architect Ecosystem.
In early 2017, Cetera implemented The Advice-Centric Experience, a new strategic blueprint for redefining the delivery of retail financial advice for individuals and families seeking financial well-being.[citation needed]
In July 2018, Genstar Capital announced the intention to acquire the majority interest in the Cetera Financial Group.[23] The transaction was completed in October 2018.[24]
In August 2020, Cetera has reported the expansion of its market growth team with two new recruitment heads, James Flewelling as Senior Recruiter and Paul Baldovin as Internal Sourcing. The new recruiters will be responsible for attracting new financial experts to Cetera 's business family and implementing Cetera's strategic business development strategy by creativity and a change in leadership expertise.[25]
On 10 November 2020, Cetera has hired Tom Gooley as Chief Operating Officer.[26][27]
Awards[edit]
- WealthManagement.com Industry Awards (2017)[28]
- Finalist: Practice Management for Broker-Dealers with 1,000+ Advisors
- Finalist: Technology for Broker-Dealers with 1,000+ Advisors
- BISA Technology Awards (2017)[29]
- Won two Bank Insurance & Securities Association Technology Innovation Awards for DOL DynamIQs and Cetera Fastpath programs
References[edit]
- ^'Private Company'.
- ^'Founded 2010'.
- ^'Total Revenue'.
- ^'Total Employees'.
- ^'In a Shift, Cetera to Gather Its BDs at '18 National Conference | ThinkAdvisor'. ThinkAdvisor. Retrieved 2018-08-15.
- ^'Member Regulation | FINRA.org'. www.finra.org. Retrieved 2018-08-15.
- ^Corporation, Securities Investor Protection. 'SIPC - Search'. www.sipc.org. Retrieved 2018-08-15.
- ^Goff, John. 'Lightyear wraps up purchase of B-Ds, re-brands as Cetera'. www.investmentnews.com. Retrieved 2018-08-15.
- ^'ING Sells Three B/Ds | ThinkAdvisor'. ThinkAdvisor. Retrieved 2018-08-15.
- ^'Cetera Acquires Genworth, Rounds Out Business Mix'. Wealth Management. 2012-01-09. Retrieved 2018-08-15.
- ^'Cetera's Rebranding: A Savvy Move?'.
- ^'Cetera's Rebranding: A Savvy Move?'. Wealth Management. 2012-09-04. Retrieved 2018-08-15.
- ^Driebusch, Corrie (2014-01-16). 'RCS Capital to Acquire Cetera Financial for $1.15 Billion'. Wall Street Journal. ISSN0099-9660. Retrieved 2018-08-15.
- ^'First Allied to Be Acquired by RCAP'. Financial Planning. Retrieved 2018-08-15.
- ^'Investors Capital to be sold for $52.2m - The Boston Globe'. BostonGlobe.com. Retrieved 2018-08-15.
- ^Kelly, Bruce. 'Schorsch snaps up Summit for $49M'. www.investmentnews.com. Retrieved 2018-08-15.
- ^'Cetera Financial Group To Add Girard Securities'. www.fa-mag.com. Retrieved 2018-08-15.
- ^'He's At It Again: Schorsch Scoops Up VSR Financial'. Wealth Management. 2014-08-06. Retrieved 2018-08-15.
- ^Brickley, Peg (2016-03-28). 'Cetera Financial Files for Bankruptcy to Complete RCS Workout'. Wall Street Journal. ISSN0099-9660. Retrieved 2018-08-15.
- ^'Cetera Out of Bankruptcy'. Wealth Management. 2016-05-25. Retrieved 2018-08-15.
- ^'Cetera Completes Board of Directors'. www.fa-mag.com. Retrieved 2018-08-15.
- ^'Cetera Works With Envestnet to Unify Advisor and Client Technology'. Wealth Management. 2017-05-11. Retrieved 2018-08-15.
- ^Iacurci, Greg. 'Genstar Capital buys majority stake in Cetera Financial Group'. www.investmentnews.com. Retrieved 2018-10-18.
- ^'Cetera builds out recruiting team, advisor support after Genstar deal'. Financial Planning. Retrieved 2018-10-18.
- ^'Cetera Expands Recruiting Team'. advisorhub. 31 August 2020. Retrieved 1 September 2020.
- ^Berman, Jeff (10 November 2020). 'Cetera Nabs Former LPL Exec as COO'. Think Advisor. Retrieved 4 December 2020.
- ^'Thomas Andrew Gooley 'Tom''. bloomberg. Retrieved 4 December 2020.
- ^'2017 Finalists | Wealth Management Awards'. events.wealthmanagement.com. Retrieved 2018-08-15.
- ^'BISA Technology Innovation Award Past Recipients - Bank Insurance & Securities Association'. www.bisanet.org. Retrieved 2018-08-15.
External links[edit]
Retrieved from 'https://en.wikipedia.org/w/index.php?title=Cetera_Financial_Group&oldid=992290879'
New sound algorithm to create 3d effects in sound. You are femiliar with sterio, 5.1 surround etc things. But hear this mp3 using your head phones (head phone is a must)http://juneja.info/binaural/v-i-r-t-u-a-l-_-b-a.mp3
From this mp3 , you will get the feeling of a barber shop, and you are setting on the chair. If this mp3 makes you crazy ,it is nothing but cetera algorithm.
Starkey’s Cetera technology makes the hearing aid “invisible” to the brain. Cetera removes the barrier between sound and the brain’s ability to process signals. The Cetera technology is based on an innovative new algorithm- the complex mathematical formula that drives a hearing aid. Cetera’s algorithm can match the exact characteristics of the wearer’s ear. This customization removes the barrier that most hearing aids erect between the incoming sound waves and the data sent to the brain for processing.
See this link for more : http://www.audiologyonline.com/news/newsdetail.asp?newsid=6
Here is the full dialogs of this virtual barber shop:
Manuel – Hello there!Hello there!How are you?Yes, yes…You are here for the virtual haircut? yes, yes…ok… I will go and get Luigi.He will come and cut your hair… I’m Manuel, just stay right there.
Manuel – Luigi? (knock-knock) Oh Luigi? he’s present here for your virtual haircut. You’d better come up….
Luigi – Grazie Manuel, I’m coming right now.*
Manuel – Luigi? (knock-knock) Oh Luigi? he’s present here for your virtual haircut. You’d better come up….
Luigi – Grazie Manuel, I’m coming right now.*
Manuel* – He’s coming up right now and me I’ll go over here and play music, play the guittar because that’s what I do here at the barbershop.*
Luigi *– Ah, it’s so nice to see you.Welcome to the Starkey Cetera Barbershop and our virtual haircut. I’d like to start the demonstration by moving over to your right hand side and picking up this bag. If you just hold still for a second I’ll put this bag over your head! Just like that.The bag over the top of the head…*
And now, I’ll take the bag off. There we go.
The only reason I did that it’s because all of the fancy barbershop do that.
What you’re listening to is I move to your right here and very quickly wash my hands
Trimmmm-Trimmm (the phone is ring) Manuueeellll could you get that please? Oh, thank you Manuel. Let me finish washing my hands here… just bear with a few more seconds.*
Ah, yes… As I was saying, all we are doing is using your head as the listening point… and we have two microphones one on either side of the head, in the same position as where your left and your right ears are.*
Ah, yes… As I was saying, all we are doing is using your head as the listening point… and we have two microphones one on either side of the head, in the same position as where your left and your right ears are.*
Your brain is doing all of the work, telling you where the sounds are coming from… ok…I’ll go and get the scissors… Nice sharp
And now as I begin the clipping and I bring the clip close to your ear, very close to the right ear…folow me as I move around the back of the head… to the left ear…and up over the top of the head…okay. Now, you can get the same effect better with the eletric razer, I’ll first bring it to your right ear…And around the back… and on your left. I think that looks wonderful. Manuel, what do you think?
Manuel* – Ah? Yes.Ah, yes…It looks wonderful Luigi!You do such nice work*
Cetera Sound Algorithm
Luigi* – Oh, thank you so much Manuel.*
Manuel* – So fast too.*
Luigi *– Now, as I walk around I just want to tell you only once more that your ability to hear where I am as I walk around the room is simply the amazing power of your brain, calculating the tinny differences or cues in sound intensity and arrival time from two open ears and unlike any other hearing instrument, only one has the digital algorithm that negates on physical presence in the ear to fully restore those differences.
And that algorithm is called… CETERA.*
And that algorithm is called… CETERA.*
Oh, thank you, thank you so much for stopping by the Starkey Virtual barbershop
*Good bye and arrivederte
Okay … Some more virtual mp3s
Cetera Algorithm Wiki
http://www.sajithmr.com/downloads/voce.mp3 (sexy girl)
Cetera Algorithm Virtual Barber Shop
Contoh kasus law as a tool of social engineering adalah. I will let you know when more 3D sounds are published: